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SME Banking Business Expansion Mortgage Loan
Mortgage Loan
Understanding your needs to purchase property or business office, Standard Chartered Bank (Taiwan) Limited specifically designed the "Small & Medium Enterprise Mortgage Loan" program to provide you with loan capital of the low interest rate in the market. This program ensures that you enjoy flexible planning, easy repayment and assistance on your business to reach the top. By doing so, it has become the sturdy back-up for small & medium enterprise.
Product Features
- Expansion of Business Needs: You need to purchase office.
- Tier-Rate Repayment & Low Interest Rate Loan: Tier-rate for repayment. Adjustments will be made every year to allow direct feedback on interest rates. The higher your average monthly demand deposit balance is, the lower the loan interest rate will be. It saves your interest payment and helps you earn interest income.
- Monthly repayment of principal and interest ensures your easy repayment and flexible capital utilization.
Terms & Conditions
- Business hours start from 9:00 a.m. to 3:30 p.m. Applications delivered beyond business hours will be treated as applications delivered on the next day.
- Interest rate for this product depends on Bank's index rate ("i"). Therefore actual interest rate for the loan will vary with "i" accordingly.
- This program is limited to applicants of: domestic companies with operations of 3 consecutive years, or, responsible person, responsible person's spouse, shareholder, director or supervisor of the aforementioned companies.
- Time limit for early redemption on this program is 3 years. In the event of principal repayment prior to the early redemption time limit, penalties of the followings will be charged by the Bank: (1). early redemption within the first year after disbursement: penalty will be 1% of early redemption amount; (2). early redemption within two year after disbursement: penalty will be 0.5% of early redemption amount; (3). early redemption within three year after disbursement: penalty will be 0.25% of early redemption amount.
- The Bank's index rate will be adjusted every February 20th, May 20th, August 20th and November 20th respectively. For related information, please refer to explanations on the Bank's website.
- Standard Chartered Bank (Taiwan) Limited has the final discretion on approval over percentage of loan applied, interest rate applied, loan tenure and loan application. Details of loan agreement shall follow Mortgage Loan application document and agreement of the Small & Medium Enterprise, Standard Chartered Bank (Taiwan) Limited.
- Standard Chartered Bank (Taiwan) Limited reserves the right to terminate or modify this program as well as contents and agreement of the product at any time.
- Service Hotline
For fixed-line telephone, please call: 4051-0088
For mobile phone, please call: (02)4051-0088